Filing a Lodge visa Australia application requires precision. With the 2026 updates—including the new Genuine Student (GS) requirement and higher financial thresholds—many applicants miss critical steps.
At Jameson Law, we’ve helped countless people navigate this process. This guide walks you through each stage, from the new eligibility checks to document submission via ImmiAccount.
What Documents You Actually Need (2026 Update)
Visa eligibility depends entirely on the specific visa. However, 2026 has introduced stricter baselines. For a student visa (Subclass 500), you now need to demonstrate:
- Financial Capacity: At least AUD 29,710 per year for living costs (plus tuition).
- English Proficiency: A minimum IELTS score of 6.0 (up from 5.5).
- Genuine Student (GS) Assessment: Replaces the old GTE statement.

Supporting Documents for the GS Assessment
You must upload documents proving your ties to home and course value directly to ImmiAccount. Identity evidence (passport, birth certificate) remains non-negotiable. All non-English documents must be translated by a NAATI certified translator.
Overseas Student Health Cover (OSHC)
You must obtain Overseas Student Health Cover (OSHC) starting at least one week before your course. Note: Students from Norway, Sweden, and Belgium may be exempt under reciprocal health care agreements.
Setting Up Your ImmiAccount and Submitting
Creating your ImmiAccount is the first step to lodge visa Australia applications. Under Ministerial Direction 115, applications are now prioritized based on the risk level of your education provider (the “traffic light” system). Submitting a complete, “decision-ready” application is faster and safer.
Complete Your Application Form with Precision
Incomplete information creates delays. Ensure your personal details match your identity documents exactly. The Department cross-references data with banks and education providers.

What Derails Your Visa Application Most Often?
Common errors lead to visa refusals. The most frequent issues in 2026 include:
- Data Mismatch: Name spellings differing between passport and form.
- Financial Gaps: Failing to meet the new AUD 29,710 threshold.
- Health/Character: Failing to use an approved panel physician or missing AFP checks.

Final Thoughts
To lodge a visa Australia application successfully in 2026, you must meet the higher financial and English standards. The Department of Home Affairs verifies every detail rigorously.
Monitor your ImmiAccount regularly after submission. If you need professional assistance, contact Jameson Law for expert immigration support tailored to the latest rules.